CreditWise from Capital One 1.131.0

CreditWise is a free credit monitoring tool that provides valuable insights to help individuals effectively monitor their credit. Unlike other tools, CreditWise goes above and beyond simply showing you your credit report. It offers targeted advice, tools, and alerts to help you stay on top of your credit.

But CreditWise doesn't stop there. It also provides identity theft monitoring tools, such as dark web alerts, to keep you informed about any potential threats. Additionally, its credit simulator allows you to forecast the impact of your credit decisions.

Trusted by millions, CreditWise is an indispensable tool for anyone looking to understand, improve, or monitor their credit score. The best part is that using CreditWise won't have any negative impact on your score, and there's no requirement to provide your credit card information.

• Frequent updates of your TransUnion® VantageScore 3.0 credit score.
• Access to your TransUnion® credit report to identify errors, theft, or fraudulent activities.
• The Credit Simulator helps you visualize how your daily financial decisions might affect your credit score.
• Insightful breakdowns of the key factors influencing your credit score and how you're performing in each area.
• Personalized suggestions to enhance and take control of your credit score.
• Alerts regarding important changes in your TransUnion® or Experian® credit reports.
• Alerts if your Social Security Number or email address is discovered on the dark web.
• Alerts about any new names or addresses associated with your Social Security Number on a credit application.

A particularly popular feature of CreditWise is its ability to forecast how everyday decisions might impact your credit score. Wondering how closing a credit card account or paying off a portion of your debt will affect your score? Use CreditWise's Credit Simulator to see the potential outcomes before taking action.

CreditWise is fast, secure, and available to every adult aged 18 or older residing in the US with a Social Security number and a credit report on file at TransUnion. Take advantage of CreditWise today and let us assist you in making informed changes to your credit.